Visa Card & Merchant Card Services

VISA Card

Directions Credit Union’s Visa Card gives you the savings you’ve earned with the flexibility your business needs.

Business VISA Credit Card Disclosure
VISA	12.99% Annual Percentage Rate for Purchases and Cash Advances
Annual fee:	None
Grace Period For Purchases:	There is a 25 day grace period, calculated from the
	statement closing date to the payment due date, in
	which you can pay the New Purchases Balance and
	any unpaid finance charges on Cash Advances
	shown on the statement to avoid a finance charge.
Balance Computation	Average Daily Balance Method
Method For Purchases:	(including current transactions)
Late Payment Fee:	Minimum Late Payment Fee-$15.00, 10 days after payment due date.
Lost/Stolen Reporting	24/7
Auto Rental Insurance	Yes
Returned Item Fee	$15.00 per item
Card Replacement Fee	$10.00
Foreign Transaction Fee	1% of the transaction amount.

Call Directions Credit Union for more details. Credit disclosure is accurate as of 01/01/08 and is subject to change. To find out what may have changed, call us at (419) 841-9838 or 1-888-508-2228.

PAY YOUR CREDIT CARD BILL AND MANAGE YOUR ACCOUNT ONLINE WITH eZCardInfo....IT’S FREE!!!!!

With a click of a mouse, you can view important information about your credit card account, including account balances, available credit, current and past statements, and transactions since your last statement. In addition, eZCardInfo allows you to make payments automatically via the Internet - and best of all, eZCardInfo is free for Directions Credit Union members.

eZCardInfo features include:

Account summary information
Online statement
Data downloadable to financial software such as Quicken or Money
Online credit card payments
Transaction and spending reports
E-mail notifications of conditions or events on your account

With your Directions Credit Union Visa card, eZCardInfo is FREE! To put eZCardInfo to work for you, visit us at http://www.ezcardinfo.com/

INTRODUCING VERIFIED BY VISA

A new way to add safety when you buy online. Protect your existing Directions Credit Union Visa card by creating a personal password as unique as you are. VERIFIED BY VISA helps ensure that only you can use your Visa card to buy online*.

VERIFIED BY VISA.
Same card, added safety when you buy online.

Merchant Card Services

In today’s marketplace, consumers want a variety of payment options. Payment cards, such as debit or credit cards, are not only necessary to remain competitive, but they have also been tracked to increased sales. Directions Credit Union offers an affordable Merchant Card Services program to help you provide the payment flexibity your customers want. Directions Credit Union’s Merchant Card Services offer:

ATM and Debit card processing
Low fees
Local customer assistance

*At participating online stores.

For further information contact:

Toledo Area
Patricia DeCesare at pdecesare@directionscu.org or call 419-841-9838
Lou Sheppard at lsheppard@directionscu.org or Call 419-841-9838

Central Ohio Area
Keekee Brooks at kbrooks@directionscu.org or call 419-526-7811