Visa Rewards Card &
Merchant Card Services
Business VISA® Rewards Card
- Low Rate
- 25-day Grace Period on purchases
- Low Annual Fee
- No Balance Transfer Fees
- No Cash Advance Fees
- Earn Rewards Bonus Points towards Merchandise or Travel (1 point earned per $1 spent) http://www.scorecardrewards.com/
- Free Online Access and Account Management with www.ezcardinfo.com
- Report Lost or Stolen Card 1-800-325-3678 or 1-800-VISA-911
| VISA | 9.99% Annual Percentage Rate for Purchases and Cash Advances |
|---|---|
| Annual fee: | $25.00 (Fee waived if there is a $1000 minimum charged per card per year.) |
| Grace Period For Purchases: | There is a 25 day grace period, calculated from the |
| statement closing date to the payment due date, in | |
| which you can pay the New Purchases Balance and | |
| any unpaid finance charges on Cash Advances | |
| shown on the statement to avoid a finance charge. | |
| Balance Computation | Average Daily Balance Method |
| Method For Purchases: | (including current transactions) |
| Late Payment Fee: | $35.00 per card, 5 days after payment due date. |
| Lost/Stolen Reporting | 24/7 |
| Auto Rental Insurance | Yes |
| Returned Item Fee | $25.00 per item |
| Card Replacement Fee | $15.00 |
| Foreign Transaction Fee | 1% of the transaction amount. |
| Overlimit Fee | $35.00 for each month over the limit (per card) |
Call Directions Credit Union for more details. Credit disclosure is accurate as of 09/18/09 and is subject to change. To find out what may have changed, call us at (419) 841-9838 or 1-888-508-2228.
PAY YOUR CREDIT CARD BILL AND MANAGE YOUR ACCOUNT ONLINE WITH eZCardInfo....IT’S FREE!!!!!
eZCardInfo http://www.ezcardinfo.com/ features include:
- Account summary information
- Online statement
- Data downloadable to financial software such as Quicken or Money
- Online credit card payments
- Transaction and spending reports
- E-mail notifications of conditions or events on your account
PROTECT YOUR VISA ONLINE TRANSACTIONS WITH VERIFIED BY VISA
A way to add safety when you buy online. Protect your existing Directions Credit Union Visa card by creating a personal password as unique as you are. VERIFIED BY VISA helps ensure that only you can use your Visa card to buy online*.
Register today! It takes just a few minutes to activate. Register your card or learn more about VERIFIED BY VISA.
Merchant Card Services
In today’s marketplace, consumers want a variety of payment options. Payment cards, such as debit or credit cards, are not only necessary to remain competitive, but they have also been tracked to increased sales. Directions Credit Union offers an affordable Merchant Card Services program to help you provide the payment flexibity your customers want. Directions Credit Union’s Merchant Card Services offer:
- ATM and Debit card processing
- Low fees
- Local customer assistance
*At participating online stores.
For further information contact:
Gloria Voegeli at 419-841-9838 or toll free 888-508-2228. By email gvoegeli@directionscu.org
