Small Business Rates

Savings

The following list is a partial list of Small Business investment rates and services available. Please contact us for additional terms and details. The dividend rates and annual percentage yields effective as of 11/01/2009.

Service	Minimum Balance To Open and Obtain APY	Dividend Rate	Annual Percentage Yield
Primary Share Savings	$25.00 +	.20%	.20%
Advantage Checking	$2500.00 min. balance to earn dividends	.10%	.10%
Investment Checking	$1.00 - $9,999.99 $10,000 - $49,999.99 $50,000+ ($10,000 total deposits to avoid a monthly fee)	.10% .30% .50%	.10%* .30%* .50%*
Money Management Account	$2500 - $24,999.99 $25,000 - $74,999.99 $75,000+	.20% .40% .75%	.20%* .40%* .75%*
MEGA Saver	$25,000.00 min. opening deposit $1.00-$24,999.99 $25,000.00-$49,999.99 $50,000.00+ ($25,000 min. to avoid a fee)	.20% .80% .99%	.20% .80% 1.00%
Certificate Special	$2000.00
11 month		1.24%	1.25%
34 month		2.37%	2.40%
Certificate	$500.00
3 month		.35%	.35%
6 month		.55%	.55%
12 month		.95%	.95%
18 month		1.39%	1.40%
24 month		1.59%	1.60%
30 month		1.74%	1.75%
36 month		1.79%	1.80%
48 month		2.57%	2.60%
60 month		2.96%	3.00%

*Indicates variable rate

Dividend rates and annual percentage yields shown are subject to change. Penalty for early withdrawal. Fees may reduce earnings. If you close your account before dividends are credited, you will forfeit the accrued dividends.

Loans

Directions Credit Union offers a wide variety of Small Business loans at competitive rates and terms. Please contact one of our locations for further information.

We do business in accordance with Federal Fair Housing Law and the Equal Credit Opportunity Act.