Skip to Main Content

Savings Accounts

Directions Credit Union offers a variety of savings opportunities to meet our members’ many saving needs. Whether you’re planning for a major purchase, a child’s education, or a family vacation; Directions has a savings plan for you.

Insurance on Your Deposits

Your Savings are insured up to $500,000. The first $250,000 is covered by NCUA , a U.S. Government agency, with an additional $250,000 of coverage provided by Excess Share Insurance (ESI), a private corporation. 

Share Savings Accounts

Directions basic savings account. A $25 minimum balance is required to maintain a savings account. There are no monthly or annual fees, and it pays a competitive dividend rate that is compounded quarterly.

New - Health Savings Accounts (HSA)

Do you have or are switching to a HSA?  Directions is now offering Health Savings Accounts.  Please contact us for further details and information.

Money Management Account

These accounts were designed for members wanting to receive higher dividends while maintaining liquidity. This account may be opened to earn market interest rates for balances over $2,500.

MEGA Saver Account

This savings account is an attractive alternative to money market funds with higher rates for larger balances.  The minimum to open is $25,000.  Minimum balance to maintain to avoid a service charge is $25,000.

Holiday Club

This account is designed to help you save for the Holidays.  You can make regular deposits throughout the year.  There is a minimum of $5.00 to open the account.

MyLife Youth Savings Account

A regular share savings account that is available to those 24 years of age and younger. 

For further MyLife Savings and Products;

MyLife Youth 0-12
MyLife Teen 13-17
MyLife Adult 18-24

Savings Rates