Personal Loans
PayStretcher Loan
Check cashers, finance companies and others are making small, short-term, high-rate loans often referred to as "pay day loans", "cash advance loans", or "check advance loans". These loans may be quick and easy....but they come at a very high price.
PayStretcher Loan is an affordable alternative to "pay day lenders". PayStretcher Loan is a line of credit set up for $250.00 limit, that must be paid within 30 days. There is an annual fee. Available for persons who have been members of Directions Credit Union for 90 days or more and in good standing.
Ability Loans
Directions Credit Union has partnered with Ability Center of Greater Toledo to offer affordable financing for the purchase of items that maximize the independence of persons with disabilities.
The Ability Loan program is available to members with disabilities and parents or guardians of persons with disabilities for equipment including:
- Mobility equipment (i.e. scooters, wheelchairs)
- Vehicle Modifications
- Life-equipped vans
- Vehicles with hand controls
- Ramps for homes and other home remodeling
- Personal computers
- And much more.
Our Ability Loan program provides a number of benefits over traditional financing including rate discounts and extended terms. For more information, please contact Tim Crosby at 419-720-4730.
Download the Ability Loan brochure and application.
For more information about The Ability Center of Greater Toledo visit their website at www.abilitycenter.org.
Life Style Loans
Life Style Loans finance a medical procedure or elective surgery that is not covered by insurance. Life Style loans are available for various needs including:
- Cosmetic Dentistry & Orthodontic Care
- Lasik Vision Correction Procedures
- Cosmetic and Reconstructive Surgery
- Weight Loss Procedures (i.e. Bariatric Surgery, Lapband, etc.)
- Fertility Care or Adoption Expenses
- Medical Equipment
- Travel and lodging expenses for out of town medical care
- Veterinary care for your four legged family members
View our list of participating specialists in the Toledo area.
Share - secured loans
You agree to leave the same amount of money in your Primary Share Savings Account as the amount you’re borrowing for the term of the loan.
Signature Loans
Many times, you may obtain money for vacations, bills or other expenses without providing collateral. Your signature alone is your promise to repay.
Credit Cards
We challenge you to find a better VISA program. With low rates, no annual fee and 25-day grace period on purchases, choose the Directions Credit Union VISA that gives you the savings you need.
Overdraft Loan
A line of credit attached to your Directions checking account, which provides overdraft protection in the form of incremental deposits to cover checks drawn on the members account.
Click here to view our Personal Loan rates.
