Checking Accounts
Open a checking account with Directions Credit Union. Choose the checking account that fits your financial needs.
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Do you prefer a checking account without a minimum balance to maintain? Learn more... |
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Do you prefer to do most of your banking electronically? Learn more... |
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Think you will be needing a loan in the near future? Receive a loan discount with this checking account. Learn more... |
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Do you tend to carry larger balances in your checking? You can earn dividends and loan discounts. Learn more... |
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Compare all four Directions Checking Accounts to help you choose the checking account that fits your financial needs. Comparison Chart |
Directions VISA® Debit/ATM Card with ScoreCard Reward Points
Leave your checkbook at home. By adding the buying power of the VISA symbol to your ATM card, you’ll be able to use it instead of a check to pay for purchases right from your checking account. It’s still your Directions Credit Union ATM card, but you can use it to pay for your everyday purchases too - everywhere VISA cards are welcome! Earn Rewards with your VISA Debit/ATM Card
Directions Can Make the Switch
Our online SwitchKit makes it easy to switch to Directions Credit Union. We’ll give you everything you need to close your old checking account and switch over your automatic deposits and ACH payments. Or give us a call with your account information and we’ll handle the details. All you’ll need to do is come in and sign the paperwork.
Show your School Spirit with Directions Credit Union Spirit Checks!
Get your school's mascot on your checks and show your school spirit with our High School Spirit Checks. For each box of Spirit Checks purchased, Directions Credit Union will donate $1.00 to your school. Take a look at the list of participating schools.
Comparison Chart - Choose the Checking Account that Fits your Financial Needs
Comparison |
FREE Checking |
eChecking |
Basic Advantage |
Investment |
Account Features |
Simple |
Mostly Electronic |
Receive Loan Discounts & |
Carry Higher Account Balances |
No Monthly Service Fee |
X |
X |
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Minimum Balance Required to avoid Monthly Service Fee |
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X Have one of the following: -$500 min. Checking Balance |
X Combined Account Balances of $10,000 |
Free Checks (limited style) |
Free Checks |
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Free |
X |
Unlimited Check Writing |
X |
X |
X |
X |
Earns Dividends/Interest |
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X |
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X |
Required - |
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X |
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Loan Discount |
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X |
X |
Periodic Bonus Rates on Certificates |
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X |
VISA® Debit/ATM Card with Rewards |
X | X | X | X |
Common Checking Account Features:
- Free Online Banking and Bill Pay
- Free eStatements
- Free Account CUAlerts - email and/or text
- Free Unlimited ATM Access
- Visa Debi/ATMt Card with Rewards
- Overdraft Protection Line of Credit (subject to credit approval)
- Access to over 3500 Shared Branching Locations Nationwide
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eChecking
If you prefer to do most of your banking electronically, eChecking from Directions Credit Union is the perfect checking solution. eChecking gives you free, convenient checking and control of all your financial business anytime, anywhere you have an Internet connection.
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Earns dividends - view current rates
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No monthly fee
- No minimum balance requirement
- Online Banking, eStatements and CUAlerts are required with this account
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Investment Checking
If interest is what you want, an Investment Checking account is right for you! We wish to recognize those members that maintain large deposit balances with Directions Credit Union and our Investment Checking Account does just that.
- Earns dividends - view current rates
- Periodic bonus rates on certificates - new money only
- .50% discount on new consumer loans
- No monthly maintenance fee when you maintain a combined minimum balance of $10,000 in your deposit accounts
- Free checks - select styles only
- Free money orders and Travelers Cheques - single style only for Travelers Cheques
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Free Checking
Are you interested in a simple and convenient way to manage your checking account? We have the perfect account for you. No minimum balance and no monthly maintenance fee.
- Unlimited check writing privileges - no per check fee
- Non-interest bearing
- Free Checks* available for eStatement subscribers
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Basic Advantage Checking
Are you finding yourself in need of a loan? Advantage Checking helps you save on your loan payment.
- .50% discount on new consumer loans
- No monthly maintenance fee if any of the following occur:
- minimum balance of $500 in the checking account
- are over 55 years old
- have direct deposit with the credit union - Earns dividends on minimum balance of $2,500 - view current rates
- Free Checks* available for eStatement subscribers
*Free checks available for e-statement subscribers. Limit one box per year. Limited styles apply.
